Debt Collection ArchivesOn August 20, 2019 by admin
Requesting a mini loan is recommended if you want to borrow a small amount for a short time. This can even be done with BKR or without BKR testing.
What is a minilening?
Requesting a minilening can be what you are looking for. However, before you apply for your minilening, it is useful to know something about miniling and mini-credits. A mini loan is a small loan that you close for small amounts. A minilening has a very short maturity, so you have to pay off the minilening quickly. Usually, a minilening has no other costs besides the costs of repaying the loan amount and the legal interest. However, if you pay off your loan too late, then (high) costs can be counted.
Maximum height minilene
You can request a minilening to borrow up to 1000 euros. You can also borrow other amounts if you are applying for a mini loan. For example, you can borrow 100 euros, borrow 200 euros, borrow 300 euros, borrow 500 euros, borrow 800 euros or borrow 1000 euros with a mini loan. Actually, you can borrow all amounts between 50 euros and 1000 euros with a minilening, if you only get to the good minilening provider.
When you apply for a minilening it is wise to be aware that a minilening has a (very) short maturity. Where ‘normal’ loans have maturities that last for months, or years, the maturity of a mini loan is up to 45 days, ie about 1.5 months. So be aware when you are going to apply for your minilening, that you have to pay the minilening quickly back and therefore have to have the loan amount quickly. If you do not repay the requested minilening in time, this can have serious consequences.
Too late paying minilening
If you have paid your requested minilening too late, then this has great consequences. Where your minilening normally does not entail any or minimum interest costs and no administrative costs, this will change at late payment of your minilening. If you pay your minilening late, then legal interest and high administrative costs may be charged. Frequently, debt collection agencies are also quickly engaged, which increases the cost even more. You must pay the costs of the collection agency on top of the other costs.
Request minilining with BKR
You can also request a minilening if you have a BKR listing . You then have a minilening with BKR. Minilening providers do not usually look at a negative BKR listing. However, if you close a minilening (with BKR), at the time of closing, you may not have a late payment with most providers.
Apply for minilining without BKR testing
Requesting a minilening without BKR testing is also possible. As already mentioned, there are minilening providers who do not look at your BKR. A minilening without BKR testing is therefore possible.
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